Install and Open an Account in the Bright App!

Install the app and open an account.

get out of debt, forever.

Refinance those high APR credit cards

APR
From 9%

Grows with you
No impact to credit score to check your rates
No origination fees

Refinance those high APR credit cards
APR
From 9%

Grows with you
No impact to credit score to check your rates
No origination fees
Bright Credit
Refinance high-interest credit card debt
No origination fees
Grows with you
No impact on credit score to check your rates

Bright Builder
Build Credit with payment history
0% APR. No interest fees
Reported to major bureaus
No minimum credit score needed to apply

A payment system for all your cards.
Pay on time with one app
No more math.
Avoid late fees.
Pay off debt up to 4x faster.

Always safe.
With world-class security.
Bright uses bank-level security with 256-bit encryption for security. We also only use your data for transactions you've approved. That's it. Nothing more.

Real humans. 24/7. By email or chat.
One-on-one help, with 93% customer rating

Everything made easy!
All for less than $10 a month!

Pay off high-interest cards faster. Stay Debt Free and build credit. Get Bright Builder, Smart Assistant and Personalized Financial Plans


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